The cost of custodial care, whether provided at home, an assisted living facility, or a nursing home, may not be covered by many medical insurance policies or by Medicare. You have access to long-term care policies underwritten by Prudential, Genworth, and Med America. You choose the coverage and payment options that work best for you (policies and provisions vary by state). Based on your age, all or part of the cost of your health insurance premiums is tax deductible. Certain discounts may be available to qualified applicants depending on coverage selected.